Apparently they gave me the £35 charge back as a ‘goodwill gesture’ and the £25 charge stays because of the amount it was.
Basically you get charged for the whole amount that puts you over. Not the amount you went over. What actually put you over in the first place. So because it was a 40 odd quid bill I got charged 25 quid for it.
Which wouldnt have happened in the first place if Id of got the money I was owed.
I had fuck all money left. Only had enough to pay the virgin bill and not the charges and my housemates decided to not give me the money before I went home for easter so I had to borrow it off my best mate.
If Id of fucking realised then I would have put another 7 fucking pence into my account cos I at least had coppers.
But charging me £60 for that.
Ive been on the limit so many times but never gone over. SO MANY FUCKING TIMES. I go over once and this happens.
Basically scraping by on what little food I had before easter. I finally get a job and getting some money in and 60% of my first pay is taken off me cos of Abbey.